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January 18, 2023 / paulio10

Future Money Ends All Wars

In the future, Money will be based on Abundance, not scarcity. All War will end in the world as soon as we recreate Money to be based on abundance. Soon after, humanity will put an end to all destructive elements that try to undo our great achievements and construction. Success and Happiness with Money and Business will be magnified 10X; the law of compounding will express itself for all of Humanity, not just for a few elite families.

What would Money be like, based on Abundance?

Suppose I need help, and ask my friend to mow my lawn. They come over and mow it. I’m very grateful, and give them $30. Except – in the future, I do not have to lose $30, but my friend will gain $30. Because they did some good work, and earned $30. But that activity did not subtract anything from me! There is no loss, corresponding to the gain! That was not a zero-sum operation! Nobody lost anything. I gained a mowed-lawn. My friend gained some exercise. We both gained joyful happiness of helping, and being helped. Caring, and being cared for. It was a true win-win situation, where nobody lost. So the Money mirrors that – my friend gains $30, and it doesn’t come out of my pocket. It doesn’t come from anywhere. You can think of it as coming from the universe; Mother Nature; the core of Humanity itself.

But, if you think about it, I’m not really qualified to decide how much my friend gets paid to help mow my lawn. I’m too close to the situation. The same with my friend – they are not qualified to decide how much they themselves get paid. So who decides how much the payment should be, for a job well done?

Other people have to decide. Some other people, outside of ourselves and our families, perfect strangers, need to understand what happened, and make a decision – my friend should be paid $30, or $20, or $15, or $35 or $40. Whatever the work was worth. This can be determined with a voting system.

But how can those voting people feel confident that lawn-mowing actually occurred? What if my friend is lying, to make some free money? The proof will be provided by me, the beneficiary of the freshly trimmed lawn, and by my friend. I take pictures and videos of him doing the work – and he does, too. I describe in my own few words what happened, and he does too. Because this is such a regular occurrence in our society at this point, we post the pics, videos, and text writeups on our phone app – and the system binds them together into a single project that needs to be voted on.

A backend server computer someplace notices the un-voted-on project, and sends invites to 5 random people who are registered with the system as voting-members. Each has a trust-factor, and a history, and have had their prior voting-decisions reviewed and moderated by others, so they are proven to be trustworthy voters.

These voters vote on this lawn-mowing event involving the two of us. We are complete strangers to them. After the voters review the materials and place their votes, the votes are tallied by the backend system which decides the final value and transfers that much money from thin-air into my friend’s bank account. The history of this transaction is permanently visible to my friend and to me, in the app, with no details about who actually voted on it.

The backend system tallies the votes based on an algorithm. Perhaps the algorithm would be something like this:
If the highest vote is twice or more higher than the second highest vote, toss it out.
If the lowest vote is half or more lower than the second lowest vote, toss it out.
Average the remaining votes, to get a single value which is the amount of money to be paid to the action-taking person in this project.

For example, let’s say the votes came in like this:
secret voter #1: $25
secret voter #2: $36
secret voter #3: $75
secret voter #4: $35
secret voter #5: $10

The backend software would then calculate the final payment like this:
* toss out the $75 and $10 votes, they’re way out-of-bounds
* AVG(25,36,35) = $32
My friend gets paid $32 by Humanity for mowing my lawn.

How can Money be based on Abundance?

Our current money is based on scarcity, which was the only choice we had, back when money was a physical thing: coins, paper, gold bars, giant stone circles, etc. Money is not like that, now. Money now is all digital; it’s really nothing more than a concept in your mind. This means we can change the way money works, any time we want. And, we already have! Look at how in-game money works, in all games, today. It’s forged out of thin air.

Look at how new cryptocurrencies are birthed into existence – the creators do an “air-drop”, granting free crypto currency to as many people as they want, for no cost or remuneration – it’s just invented out of thin air, and given away. To get the crypto currency to start trading in the markets. How did they do that? Can’t we utilize that same principle for New Money for everyone?

When Money works this way – based on giving, not taking – there will be no need to “take” natural resources from other countries. Those countries will share them in the best way for all Humanity, based on metrics showing the greatest need throughout the world. Natural resources will not be allowed to be over-withdrawn (over-fished seas, chopping down all the trees, etc.) – a balance will be found that guarantees resources forever into the future, not just today. The true cost of using natural resources will be understood, to provide for renewal and regeneration of those resources forever into the future.

Try to visualize this in operation. You can see it, can’t you? Don’t we have the technology to do this today?

In the future, Money will be based on Abundance, not scarcity. All War will end in the world as soon as we recreate Money to be based on abundance. Soon after, humanity will put an end to all destructive elements that try to undo our great achievements and construction. Success and Happiness with Money and Business will be magnified 10X; the law of compounding will express itself for all of Humanity, not just for a few elite families.

#NewMoney #FutureMoney #Abundance #VotingMoney #MoneyVoting #NetPositiveMoney #EndWar #StopWar #NoMoreWar #Happiness #FutureSuccess #FutureOfHumanity #FutureHumanity #FutureWorld #Regeneration #SharingResources #NatureRegeneration

December 3, 2022 / paulio10

Stories of Permanent Improvement

Now that I have learned how to be really organized and productive, my life operates differently than most people. I spend a little extra time doing meta-work in addition to the ordinary work that the situation requires. By “meta-work” I mean working on how to make the work easier, faster, or eliminate it all together in the future. This way fewer problems haunt my life, fewer mistakes are made, the problems of the past go away instead of recurring. I can spend my time and energy experiencing new things now, instead of being stuck in the past. If you have to face all the old problems as well as all the new ones as you progress through life, life just becomes a slog. Nobody wants that.

I think you will see what I mean from the stories below. These are things that happened to me in November 2022.

Story #1: Had to replace windshield of car because of big crack in it. Window replacement guy scraped off the toll road transponder sticker, but it was damaged in the process. I had previously bookmarked the transponder company site and clicked that link; LastPass knew my login and password, so I got right in. I order a new one, saw they had my old credit-card in there instead of my new one, so I: (1) enter new credit card and order the transponder, (2) updated my list of “what web sites to update when you get a new credit card”, because this site was missing from that list of 10-15 sites that hold my credit card info including PayPal, Google Pay, Netflix, and a bunch of others. That way this won’t happen next time, the site will already have the correct credit card no matter how many times I replace it in the future.

Story #2: your HOA mails you a letter telling you monthly fee going up to $80 Jan 1st. It was $73. (1) update bank’s auto-billpay starting January 1st, recurring. If bank won’t let you do that in Nov (because Dec payment must be $73), then write a tickler item to do this around December 15, so it affects all future payments; (2) update your planned future expenses spreadsheet; (3) update your property card in Trello so you can check the details of this house anytime you’re out somewhere and people ask you what you pay for this and that. I don’t memorize the numbers and shouldn’t have to.

Story #3: dryer lint trap wouldn’t fit in 3 year old clothes drier anymore, there was resistance, it wouldn’t go down in all the way, it was popping back up like a spring was underneath it. Never happened before. I looked down inside there, tons of lint was trapped beneath the lint trap! Bad design/fit. Bad engineering. I am an engineer, but I can’t fix design flaws I’m not responsible for. What I can do is (1) I cleaned it out by scraping it with a long handle tool for 5 minutes; (2) updated my quarterly physical cleaning list so I remember to clean it out regularly from now on, instead of forgetting about it and having it become a huge problem again every 3 years, and maybe risk my dryer catching fire.

I don’t memorize transient numbers in my life, and shouldn’t have to. Albert Einstein had to look up his own phone number in the phone book when asked for it, because he doesn’t waste his time remembering trivialities. I don’t either. It also scales better if you have a system to store knowledge about your life instead of trying to “remember everything” in your meager brain. You should be able to store 10 times as much stuff without dropping anything on the floor. The human mind cannot do that, it’s a really bad storage mechanism. In fact, our mind is meant to be a creative instrument, not a dumping ground for facts. Proper use of your tools can lead to greater happiness and peace in our world. I’ve experienced this first hand.

Thanks to my tickler file, I automatically do the right things periodically, and avoid various problems and dangers, multiple times a year, without having to remember anything. My tickler file reminds me when it’s time to do Physical Cleaning again, digital cleaning, pay property taxes, business taxes, various bills that are biannual or quarterly, clean the leaves out of the gutters around my house and trim the trees at the right times of year, and dozens of other crazy things we know we should do but usually forget until some catastrophe happens.

“Fool me once, shame on you. Fool me twice, shame on me.” It means that the first time something goes haywire, well ok, I couldn’t have predicted that so I won’t blame myself. I have to deal with it now. But I also have the responsibility to prepare for next time – setup something to prevent it, or be ready to dispatch it quickly and quietly with grace and presence and centeredness the next time it happens. If it waylays me a second time and I am caught off guard again, shame on me for not preparing for it! That’s on me.

I carry 2 ballpoint pens in my pocket, 2 grocery bags, and a small folding knife everywhere I go (except I leave the knife at home when going to the airport). I have found many MANY problems are solved quickly by me me when I do this. I always regret leaving any of those things at home if I forget them. Wallet and keys always go in the same pocket every time in every pair of pants I wear, without fail. Life is easier when you don’t sabotage yourself with inconsistency or absentmindedness. I haven’t locked myself out of my car or house or computer for 30+ years now. Have you?

The greatest business people and investors say “work ON your business, not just IN your business” for true success and never-ending progress. I do this in my personal life as well as business life. It really works for me. It might work well for you, too.

November 14, 2022 / paulio10

Your Running/Hiking buddy is: You

I thought of a great app someone should write for AR goggles, or even just as a cell phone app:

You could click “Record Session” in the app, and begin hiking or biking a hard trail or start running a path you choose. The app records your geo-location in real time, taking samples like 30-60 times a second, and stores it all until you hit “End Session” button. Then you can replay that run at a different time from that same starting point – and see it in the AR headset or on your phone screen: you’ll see a ghostly copy of yourself starting to run in the correct direction!

Oh look he’s up ahead, I better catch up to him! Let’s go! As I get closer, he gets bigger. Now he’s turning the corner with me. If I can pass him, then I beat my old time! I need to stop and rest for a second. Let me turn around and see where he is: oh look, he’s coming up behind me pretty fast, he’ll pass me in a bit – I better get moving again! Don’t let him catch up to me! He’s stopping to rest now, maybe I will rest with him. Now I will let him run up ahead of me a little bit, so I can see him while looking forward for the rest of the run. It feels like I’m jogging with a friend.

Maybe it’s just a wire-frame generic shape of a person, overlaid on whatever the camera is seeing. Because smart phones these days know your fairly-precise geo-location in 3 dimensions (latitude, longitude, and altitude) — and they also have a built-in compass and tilt-sensors, so they know exactly what direction you’re aiming the camera.  So, knowing where the recorded-person is in 3-dimensions, they can superimpose that person into your camera view when you’re pointing it in the right direction, and draw the figure bigger when they’re closer, smaller when they’re further away – based on the optics of the camera, so that it really looks like they’re up ahead, behind you, to the left, close, far, etc.

Maybe have wire-frame-movements of a walker, runner, jogger, bicyclist – and display the appropriate animation based on the speed that the person is moving. Or let the user choose which of those applies to this particular recording.

You could upload these recordings to the cloud, and share them with your friends. Just because your friend isn’t available to go on a run at the same exact time, doesn’t mean he can’t come with you! Can you beat his time? You’ll visually see it – hey look, he’s way behind me, ha ha! Screen snapshot time.

You could even have multiple pre-recorded sessions playing all at once – now you can jog through the park with your entourage. You are the chief surrounded by your security personnel.

You could have fast-forward / rewind buttons, so you can “reel him back in” if he’s way up ahead too far, when you just want your digital pal running near you.

Maybe your close friend or family member recorded a run on this path with you, and they have since passed away. I’m so sorry for your loss. But, in memoriam, you can still go for a run or walk with their recording, exercise with them again, just like in the old days. Creepy, maybe. But it might also be healing, cathartic, it may give you some closure, too.

This is totally doable with today’s smart phones. Light-weight AR goggles will some day make it even better.

You’ll never have to exercise alone again.

Why hasn’t someone written an app like this yet? There are some projects related to this:

There is an AR headset someone’s developing as a Kickstarter project called Ghost Pacer AR

the Kickstarter, which raised $151K as of the time of this writing, has been cancelled. You can read about it here:

it was to be a dedicated headset to do only this 1 thing. (Successful AR headsets need to be generic platforms for many developers to develop on.) It supposedly would have great battery life and be a lot lighter-weight than general purpose AR/VR goggles, which makes sense short-term, but not long term – the general purpose AR headsets will be light-weight and have long battery life in a few years.

I found the app AR Runner for iPhone

but that looks very blocky, and more oriented towards reaching spots in the ground in front of you, as fast as possible, and sharing your times with your friends. I have not tried it (I don’t have an iPhone).

I think there is room for an app like I’m describing, for Android and iPhone at this point. Not sure how to monetize it though.


October 10, 2022 / paulio10

The Problem with Money – part 3

Continuing the discussion from part 1 and part 2 of the Problem with Money, let’s look at some amazing benefits we can have in our society once people have implemented a BHNCoin money system in their lives, and companies embrace the new expectations society has for them. BHN stands for “Benefit to Humanity and Nature,” and the Coin part represents a set of principles to implement a money that works in line with how energy works in our universe. Principles that are far better than the ones behind all modern money systems in use today.

Actually Enjoying Your Work – Transparent Visibility

It will be much more enjoyable to work in this new society where money cooperates with the principle of natural energy. Today, so many people hate their jobs for many reasons. One reason is simply that they don’t directly see the benefit their work has in the world. This leads to discouragement and many questions. “How does anything I do actually help the world? I’ve been at this job for 5 years; did it really help in any way? I can’t see it. Why should I even do anything?” In the future you will clearly see the great results of the part you play, across the country and around the world. In this future, the people who benefit from your efforts will do extra work to share their success with you, and will share with everyone who helped in any way up-stream of them. Everyone involved will be encouraged and energized to continue their work towards this kind of success, well into the future. You will be able to spend time every day seeing various people and places that you have directly benefitted. Your “inbox” will contain a set of photos, videos, and audio recordings of responses by recipients to the products & services you helped create.

For example, suppose you are a wheat farmer: your job is to grow wheat, day in and day out. I would imagine that could get pretty boring after a while; dealing with issues that come up on farms are probably frustrating and costly, like when the weather doesn’t cooperate, trying to employ enough people to work the farm, or if rats and mice try to eat the wheat stored in the silo. Year after year it could become monotonous, presenting you with the burning question: why should I keep doing this? How is this helping, exactly?

The answer comes from all the healthy people who use the wheat you produce. How many loaves of bread and cakes and pastries are created? Where do they all go? Who buys them? Who enjoys them? Was there a birthday party with a cake? Shouldn’t you be able to see these results?

It would not be too difficult for every stage of the process to collect photos, videos, writeups, and audio snippets of how the work is done, and what the end result is enjoyed and the benefit it creates. Each step of growing, shipping, cooking, baking, and consuming can be linked together by an easy to use mobile app, letting people snap pictures & record video, and quickly post those recordings to your specific line of service. Those media pieces would then be distributed up & down the line, to anyone and everyone like you, along the chain. Everyone involved would be able to experience the happiness and success. Each year a farmer might witness thousands of happy birthday parties with cakes, holiday celebrations, daily sandwiches people made for family members, and free food handouts at homeless shelters and hungry people. It will be so inspiring when we can do this. A huge benefit for everyone doing the hard work they’re trained to do. How inspiring would it be for you to go to work every day, if you could see the great results that happen from your hard work? Would burnout become a thing of the past?

Are you a software developer on a team, working hard to finish writing and debugging some immensely complex software product to be used by people you’ve never met? How many people are there, a few or a lot? Where are they located, in your state, other states, or other countries around the world? How do they use it? To do help whom? Let’s see the results directly from the people who use it. That would make it real, to all the employees.

Are you an artist or musician, putting on performances and getting paid?  What kind of feedback do you get today? Perhaps applause from the audience immediately around you, as well as reading writeups of reviewers in journals and online web sites. But those reviewers can be biased, and have very strong opinions, and sometimes even a vendetta against individuals in the music industry; or at the very least, need to appear knowledgeable and an authority sometimes by tearing down a performance or critiquing it strongly. My question is: what did the actual people who attended think of the performance? Usually a general audience rates performances higher than critics do. Wouldn’t it be nice if you, the performer/artist, could see a balanced view?  One critic hated it, but 3,000 visitors enjoyed it?  Maybe I should not feel so bad about this writeup in the popular news web site or Twitter or Facebook.

It is hard to find a balance – to see how things really are, in our society. There are a lot of forces that push extremism, which is not good.  A system of seeing direct results, from those who directly experience the end result – that is so valuable.  It’s valuable to everyone along the entire production line, from beginning to end, for every product and every service today.


Stopping Hidden Evil Activities

The way this works, all companies will have to be fully transparent in their processes and operations in order to have their BHN values measured. It will become impossible for any company to continue any past evil behaviors; people outside the company will take notice and give the company a bad rating. If the company refuses transparency in any department, those external people won’t be able to measure the BHN score of that department, and will give have to them a Null score. A Null score is not a zero; it’s the complete lack of any value. It shows an attempt was made to measure the department, but that failed due to insufficient information to create a rating score. A lack of cooperation. A Null value is a giant red warning sign to their customers and external partners. No customers or businesses will want to interact with them now, their status as a healthy company is unknown, and that’s a bad sign. Businesses don’t want their own scores to be affected by cooperating with Null scoring companies! Those uncooperative companies must open their doors to allow visibility – measurements must be made. Then they can be scored, so their customers will purchase their goods and services. To be successful at all, every business will have to participate in openness and transparency. Peer pressure can be a wonderful thing to bring an end to hidden evil actions that certain companies could get away with in the past.


In the next article I will discuss some of the problems with the BHN system. Because there are a few. That doesn’t mean the system won’t work, just that some “bugs” need to be worked out before it works exceptionally well. Something can work well, but still have warts; and those warts can be removed with sufficient brainstorming and action.


September 28, 2022 / paulio10

Functional Medicine

Medicine needs to seriously change in the modern world.

Medicine needs to work the way science and business work today: when there is a problem, you don’t name the symptoms and create a never-ending workaround (medication) to live with it forever. You do an actual investigation into the cause of those symptoms, find the root of the problem, and treat that. And cure it. And stop, because you’re done. Now you can spend your time and money on new things, because life goes on.

Is there any medical system in the world which actually does this the right way, today?

Yes – it is called Functional Medicine.

Functional Medicine is all about understanding the functioning of the body, how it works, what the different body parts require to function correctly. An illness is treated by asking the question: what is this body-part missing, what does it need to function correctly? And also, what obstacles may be getting in the way of it functioning correctly?

Functional Medicine is the science of learning how to test all the things an ill organ needs to function properly, to really see what’s going on in black-and-white – and then creating a treatment plan to fix the actual problem.

Functional Medicine has been able to do some miraculous things this way. It has dramatically helped some patients with depression, chronic fatigue syndrome, digestion issues, brain issues like poor memory and confusion and balance issues, and even autism in one particular case!

The root problem of many illnesses can come from unexpected things, such as heavy metal poisoning – lead and mercury are the worst. Lead can come from working in bad environments like indoor shooting ranges; mercury can come from a fish-heavy diet especially when visiting countries that eat a lot of fish. Those heavy metals never leave your system until a Functional Medical Doctor discovers the problem and prescribes treatments that remedy that problem. Heavy metals can be cleaned from the body, but it takes time; it doesn’t happen automatically.

Another huge thing many people are suffering from without knowing it is a poor stomach microbiome, that complex system we all have which digests and processes our food. If you’ve ever taken Antibiotics for any reason in the past, your microbiome may not have rebuilt itself properly – even if you’ve also taken Probiotic supplements and yogurts/acidophilus like I have (they seemed not to help me much). Functional Medicine doctors are discovering that these problems can be the source of many other illnesses throughout the body and brain.

One of the best practitioners of Functional Medicine I have found is Dr Mark Hyman. He has a lot of YouTube videos, and a great podcast. He’s really great at explaining what goes on in the human body, how it should work and what can go wrong with it. I recommend watching any of his videos, such as this one:


In this video he tells so many great stories and explains so much about the types of illnesses, and examples of patients with such problems that he has helped in the past.

There are a lot of things you can do that don’t involve seeing yet another doctor though.  In the above video he mentions some of the most important things to help your health:

DO:  eat omega 3 fatty foods/supplements, eat colorful foods (has polyphenols, magnesium, Vitamins B and D), eat nuts and seeds. Get a water filter, don’t trust your tap water. (I recommend a 5-stage filter, I bought one on Amazon and installed it myself under the kitchen sink). Get regular exercise, it helps dramatically with your brain and emotional state. Get enough sleep every day, find how much sleep you need to feel your best, most people need 8 hours of sleep. Drink water! Most people walk around dehydrated all day and don’t know it.

DON’T DO:  eat sugar, starches, processed foods. If the ingredients list has a lot of items, or things you can hardly pronounce and don’t know what it is, don’t eat it.

By the way, Dr Hyman offers a product which I ignored for a long time called Gut Food. I finally decided to try it. I can’t believe I’m saying this, but it really is helping both my wife and I, after only 3 days – I have more energy, digest food better (less gas & discomfort), and I feel less bloated during the day and especially evenings. I probably shouldn’t recommend it after only 3 days, they say it can take weeks to really start helping, but I really think this stuff is helpful. We are going to try it for 2 months and see what happens. As a child I had so many countless treatments of Antibiotics that ravaged my digestive system. I don’t think I ever fully recovered from that, which may be why this stuff is helping so much. My wife struggles with overeating, and this stuff is helping control her desire for excess food. So far we have only been taking half the recommended quantity, once a day. It’s a powder you mix into a glass of water, and it really doesn’t taste bad at all, a little hint of lemon flavor.

The Gut Food web site:

You have to find what works for you. I just love the idea of doctors who actually try to find what is wrong with you and fix it, rather than prescribe more and more medicines to treat symptoms, and keep you hooked on monthly medical payments for the rest of your life, for illnesses that can be completely cured once and for all.

Dr Hyman’s podcasts are found here:

If your podcast player has a search engine, try “The Doctor’s Farmacy” (that spelling is correct) to subscribe to it.

Don’t you believe in rewarding people who are doing the right things the right way, in our society? So they keep on going.

We can help by trying these things out for ourselves and spreading the word.

August 15, 2022 / paulio10

Unexpected Side-Effects

Sometimes things in life have unexpected side-effects caused by interactions between two or more things. Each part, on it’s own, works fine; but when you put them all together, something extra happens, something unexpected. If it’s a problem, then you have to “debug” this new unexpected problem, which cause both amusement and consternation as you work to figure out a solution to something you had no idea was going to happen. This is a constant happening in the software and engineering worlds, it’s just a part of life, it’s a science that we study and learn to deal with.

Here’s an example I saw recently.  My neighbor across the street replaced their front door lamp with a more expensive one that automatically turns itself on at night time, and off during the day. This seems like a great idea – why should the homeowner have to remember to flip a switch when the sun goes down, and again at bed time, or in the morning? Some of these lights have a timer, too; so you can say “shut yourself off in 4 hours,” so that the light turns itself on around 5:30PM and off around say 9:30PM – so that it’s not using electricity needlessly all night long.

The exact time of day when the sun goes down changes dramatically from summer to winter, here in the North America. Because of this, there’s no exact minute/hour when the light should go on. So, a light-sensor like this is a great idea. Let the device “watch” for when the sun goes down, and turn itself on just then, all year around!

So the algorithm, if you will, the logic of how the light behaves, might look something like this.

  1. the light sensor returns a number between 0 and 100, where 0 is absolute darkness, and 100 is maximum sunlight shining directly on the sensor.
  2. a light sensor value of 30 is nightfall – we want to turn the light on if it falls down to that level. (this value was determined through experimentation by the manufacturer).
  3. IF light sensor <= 30, TURN ON THE LIGHT.
  4. IF light sensor > 30, TURN OFF THE LIGHT.

Now, when you think about those last 2 pieces of logic, it makes sense, doesn’t it.  When it’s dark, turn on the light! When it’s bright, turn off the light!  Easy.

However, there is an unforeseen consequence to this logic. The lamp itself generates some ambient light when it goes on, affecting the sensor!

Let’s say that when the light is turned on, it adds 2 units of light to the light sensor.

Now guess what happens just as the sun is setting? Think about it for a moment. Imagine you are a robotic computer following the above steps, and take into consideration the lamp turning on adds 2 units to the sensor value….

Let’s run some numbers of a typical sunset:

Time – Light Sensor – Action to take:

4PM – 40 – turn off light (it was already off)

5PM – 33 – turn off light

5:30PM – 30 – turn ON light; now sensor = 32, so turn OFF light. now sensor = 30, so turn ON light; now sensor = 32, so turn OFF light. now sensor = 30, so turn ON light; now sensor = 32, so turn OFF light. now sensor = 30, so turn ON light; now sensor = 32, so turn OFF light. now sensor = 30, so turn ON light; now sensor = 32, so turn OFF light. now sensor = 30, so turn ON light; now sensor = 32, so turn OFF light. now sensor = 30, so turn ON light; now sensor = 32, so turn OFF light. now sensor = 30, so turn ON light; now sensor = 32, so turn OFF light. now sensor = 30, so turn ON light; now sensor = 32, so turn OFF light. now sensor = 30, so turn ON light; now sensor = 32, so turn OFF light. now sensor = 30, so ….

And so on, for about 15 minutes, until the sun sets even more, after which this happens:

5:45PM – 28 – turn on light; now sensor = 30, so we leave the light on, because both 28 and 30 are considered night time.

6PM – 22 – turn on light

7PM – 9 – turn on light

You can see what happens to the light around 5:30PM, it flickers on, off, on, off, on, off — blinking about 8 times a second, which looks really weird and broken! It’s having an epileptic fit! What’s wrong with this lamp?

There’s nothing wrong with the lamp.  It’s the design that’s wrong. The algorithm is flawed. The logic that they programmed into the system is at fault.

A better engineering team would have tested this lamp in all lighting conditions to see how it works, and discovered this problem and fixed it before releasing the product.

If they were to fix the algorithm, one possible solution would be this:

  1. decide the maximum sensor change of value that can happen as a result of the light shining back onto itself — what conditions could happen that makes it the most extreme case?
    1. Let’s put a 100 watt lightbulb in the lamp.
    2. Let’s put the lamp up against a wall, so a lot of light is reflected back onto itself.
    3. Let’s paint that wall pure white, shiny white, so it reflects the most light as possible back to the sensor.
  2. Upon doing that experiment, perhaps they measure the light sensor value changing by up to a value of 5, from those conditions.
  3. So they pick a value larger than that, maybe “6”, as the DELTA value between high and low sensor change settings.
  4. They then rewrite rule #3 of the above algorithm to read:  IF light sensor <= 27, TURN ON THE LIGHT.
  5. They then rewrite rule #4 to read:  IF light sensor > 33, TURN OFF THE LIGHT.
    1. Because 27 is half of 6 less than 30 (30 – 3), and 33 is half of 6 more than 30 (30 + 3).

For the light to change from off to on now, the surrounding light must be at least 6 units brighter – that’s more than any conditions the homeowner could put the light thru, even with the brightest bulb and the whitest wall.

So the blinking will stop completely from this.

But now you have a new side-effect, which is that it has to get a little darker than before to turn the light on; and a little brighter than before to turn the light off. But this is likely not an issue, most people won’t think about it, and it will work just fine.

As I witnessed the light across the street from my house flickering on, then in a few minutes turning on solid, my brain processed all this, and I laughed out loud at the bad engineering. I am an engineer who knows how my neighbor’s light should have been designed, I can see the design-flaw in my mind’s eye, which is a well known case in computer science. But I don’t have any control over the light to fix how it works. It’s not a wiring problem, or anything that would be fixable if I took apart the light. It’s a design flaw inherent in the device itself. There’s nothing I can do about it. That powerlessness frustrates me. I should be able to go over and “fix” something when I understand exactly why it’s not working right. Not today.

I laughed, seeing the blinking of about 8 blinks a second, which told me how slow the logic is of the circuit they’re using: very low quality, slow electronics. So dumb. Sure, I guess a lamp like that doesn’t need to run at super-computer speeds. But their bug divulged something you usually don’t want to show off, the inner workings of the circuitry; it’s just very amateurish to have a design bug that reveals something like this. It just seemed so junior-engineer to me.

The thermostat in your house has already solved this problem, to keep your A/C unit and your heater from turning OFF-ON-OFF-ON and burning themselves out. There’s a built-in delta of about 1 degree Fahrenheit inside the thermostat, so only if the temp goes 1 degree beyond the current setting, will the unit turn on to heat or cool. And, every unit I’ve ever seen also has a timer as well, to guarantee that the unit doesn’t turn on again for a few minutes if it was just turned off. Or, won’t instantly switch from cooling to heating or vice-versa; it takes some time, intentionally, to protect the equipment. This is why the thermostat doesn’t respond immediately to your commands – you have to wait a bit for it to kick-on. It’s a conscious design decision by the manufacturer, after extensive testing. It protects the equipment which would be very expensive to repair or replace if you broke it unexpectedly every 2-6 months by messing with the thermostat.

They solved this lamp-blinking-problem in thermostats and air conditioners and furnaces decades ago. This kind of problem is known, and the solution readily available. They could easily have fixed the problem with the outdoor lamp design. But no, it was a conscious decision to not do any extra engineering, since they know the product will sell as-is.

This light-sensing outdoor lamp is a perfect example of trying to sell a product with cool features, but doing the BARE MINIMUM to produce those features, and not giving a shit about the customer, knowing the few people who actually will complain about it can just be ignored, or a refund given. They’ll still make lots and lots of money with this poor design. That’s the real crime here, that “what can we get away with” attitude that most companies have, today. This ridiculous behavior will not exist in our future society – everyone will work hard towards creating the GREATEST of everything, to work in the best way possible, for everyone, at the lowest price and highest quality possible. And they will iterate over time, improving the design, simplifying it, reducing the cost, and so on, indefinitely. We just don’t have the motivation in our society today for that to happen for most products. Only the very highest end products get the maximum amount of engineering for the highest quality experience. But then you have to pay 5-10 times the price for it. Someday this will be evened out, so EVERY person can have the greatest version of every product.  This is totally doable, and is coming in the future.

Sometimes the simplest looking products that just work right, are that way because engineers debugged and solved various problems, more and more, repeatedly, to produce an excellent product that seems extremely simple and has nothing wrong. “Of course it’s that way,” we say to ourselves, using the product. Little do we know how much extra work went into it, to make it Just Work Right.

One example of this are Sonos sound bars. They’re super expensive, and they are the simplest and most powerful sound bars I’ve ever experienced. They just. Work. Right. As an engineer I marvel at this product, knowing how much work went into making it that way. I walk into the kitchen, off to the side of the TV and the sound bar – and I can still hear the sound very clearly from the TV! The full sound – lows and highs, not just sound waves reflecting off the walls, which would not sound right. How is this possible? I go over to the sound bar and inspect it carefully, and realize they put speakers in the ENDS of the sound bar, pointing directly outwards to the left and the right! So you can hear the sound in every direction, not just in front of the TV! They thought of everything, and implemented and debugged it.

Another example is the Tesla electric car. I have never experienced any other car where the Bluetooth just works right to connect to my phone, every time, in every situation. I don’t have to press any buttons, answer any questions, on the console; it just connects every time, and even starts playing my music or podcast, right where I left off. It’s amazing. The headlights and windshield wipers turn themselves on and off, at the right and appropriate times, with no effort from the driver. The windows even roll themselves down a smidge when you’re slamming the door shut, then scoot back up to fully-closed, on their own – to keep your ears from hurting from the air-pressure of closing the door! That’s extra engineering – to solve a problem you didn’t even know you had, so the experience is the best, and effortless. I love great engineering like this.

Another thing that comes to mind along these lines is the quote by Winston Churchill who said: “I apologize for the length of this speech, for I did not have time to write a shorter one.” This is real. Anyone can make something big and complicated, filled with problems and issues. It takes real effort and professionalism to make it simpler, shorter, easier, better, just-work-right. More effort than most people imagine. I appreciate every company and every person who understands this, and strives to achieve it in their works.

The world may not thank them, or even notice, but I do. And I appreciate it.


August 13, 2022 / paulio10

What’s Happening in the World

There is so much good will among people in the world today. People mostly want to help others, be friendly, cooperate, more now than ever before.

Do you agree with that statement?

It’s easy to become callous and doubtful about humanity. Like, really easy. If you don’t agree with the statement above, let me ask you 1 question:

How do the people around you actually behave towards each other?

Observe carefully the next time you are in the grocery store. Visiting the mini-mart at your gas station. Going for a walk. Riding a bike. Visiting a restaurant for lunch or dinner. Look carefully at how people are behaving all around you, and observe how you behave around them.

You know many of these people have bad shit going on in their lives. I know this, because we all do, to some extent. Really, all of us have serious problems we’re working through. You have some crazy shit going on in your life, don’t you? But you still make an effort to be nice to others, right? Isn’t everyone else doing the same, all around you?

If an old person with a cane is approaching the closed doors next to you, don’t you try to open the door for them? Or, hold the door open after you pass thru, for the next person to follow without having to touch the door at all? And don’t you exchange a smile, or a word of thanks, or you’re welcome?

At the human-to-human level, we are all extremely sane human beings, trying hard to treat each other right.  Everywhere – all around the world.  You will not see a difference between Europe, Asia, America, Africa, Russia, Iceland, or other countries. We really all try to get along well, as much as possible.

So why are there still wars in the world?  Literal wars, with people attacking and killing each other violently, by the hundreds and thousands; over here, over there. One war ends, another war begins somewhere else in the world. What is going on? Who is doing all this?

Look carefully at those warring people. Look closely! They are regular people, like you and I, harming each other and destroying property as much as possible. But these people, in another location of the world, would easily hold the door open for each other, exchanging words of greeting, a smile, before moving along their path through life.

I can see them holding the door for each other, and greeting each other briefly – and, shooting guns at each other and blowing each other up with mines and grenades and artillery. And exchanging a smile and a nod, a compliment about your shoes/hat. An attack on the building, smoke rising into the sky.

There is a driving force behind both behaviors. What is the driving force behind wanting to hold the door open for another person? For smiling?
What is the driving force behind arming yourself and battling the “enemy,” who is just your neighbor from down the road, your family member, your teacher, your student, your friend?

What is each driving force? Can you identify them?

After understanding the root of what is causing any large egregious violation of human rights, love, and joy, and happiness – it’s extremely important to make sure that force does not affect your life directly. Doesn’t control you. Doesn’t control your family, your friends.

If everyone in the world rejected any action or behavior from themselves and their family and friends that doesn’t meet the highest behavior of Right Human Relations, as we know and love it, in our world, we would have a great world to live in, and those bad forces would be powerless to push their bad behaviors on all of us.

It’s time to wake up, understand the seriousness of giving your personal power away to others – who do not guide us in the right direction. We need to fight against such “leaders” who mislead and do terrific amount of harm in the world.

The challenge is to see them for who they are. What are those bad forces, and who are the people pushing others to behave in cooperation with those evil forces?

We know what kind of lives we want to live. I want to hold the door open for you, and smile at you, and say a brief greeting to you. I want to see the beautiful reaction and expression in you, when I do that. And I love it when you do that for me!

I know the kind of world I want to live in, and for the most part, we live in it, today, in the modern world.

Do not support those people who are behaving from a source of separatism and harmful expressions.

Don’t let them anger you, enrage you, make you hate and become violent. I just reject such emotions, and ignore all sources of media that I catch creating those feelings in me.

I recommend you do the same.

Remove the power from all those violating the principles of Right Human Relations.

And encourage everyone you know to do the same.

Let’s live the kind of life we want, because we have the power to do so.

I can see your smile, deep in thought, right now. It’s a beautiful smile.

July 14, 2022 / paulio10

Future of our Society

Sometimes people are greatly inspired by higher principles and create great movements for the people: the Magna Carta; the french focusing on the 3 principles of liberty, equality, and fraternity; the American Bill of Rights; the Atlantic Charter; and the Four Freedoms.

Read about these great movements!

What new movements will be created in the future?

What great movement can you create or contribute to?

How can we teach this to our children? Our children create the future. Children need to learn about the powerful value of the individual, and the fact that we are One Humanity. Not individual’s selfish and self-serving ego, but its great aspirations and need for growth, success and service.

May 14, 2022 / paulio10

Processes and Systems

I have been thinking a lot lately about Systems and Processes, and how powerful they are. Most people don’t get these ideas, which makes you special – because you’re reading this article, you have a chance at massively improving your own life by implementing these ideas. Or not. I’m not the boss of you.

Everybody forgets stuff. On a regular basis. That’s fine if what you forgot are your keys which you realize the moment you reach your car, so you go back in the house and get them. Maybe 1 minute lost, at most. No real harm done.

What isn’t acceptable is forgetting about your spouse’s birthday. Or the project deadline at work, so you did not meet your boss’s expectations; and all the embarrassment and future problems that causes you, your team, and the company you work for. Or not buying the right groceries for the big family meal, and having to run back to the store 3 more times; all that wasted time and effort. Or feeling like you could never achieve that big life goal you have, because of all the hard work and complicated details that are surely involved – knowing you don’t have a way to keep yourself focused on that big-picture, don’t know how to break down the goals in to projects & tasks, etc. Don’t feel bad though. Most people have not developed any mechanism in themselves to do these things. The good news is that anyone can learn it.

But first, we need to understand certain new ideas.


A Process is a set of steps you follow to achieve a thing. You naturally want to think of that thing at a high level, it’s just one thing that has a name like “preparing Thanksgiving dinner” or “completing the project at work” or “doing the laundry”. But to achieve that thing you must do a whole bunch of smaller things to get there. It often takes a lot more steps than you would think to get anything done in this world, including coping with failures of various sorts, and finding work-arounds when one step doesn’t work out as expected, so you can stay on track and get it all done.

Consider Laundry. How hard is it to do the laundry at your house?

At first thought, it seems like the process is:

  1. collect dirty clothes
  2. wash the clothes
  3. dry the clothes
  4. hang up the clothes
  5. put away the clothes

Of course, it’s much more complex than this in practice.  My laundry process at our house cannot even start until I have done some other things first:

  1. can I get to the washroom, or are there piles of stuff in front of the doors? Move the piles of stuff somewhere else.
  2. open the washroom doors – are there clothes hanging up still? Move them to the bedroom closet(s) where they belong, so I have room to work.
  3. open the dryer – are there things in the dryer that need hanging up & putting away? Do that now.
  4. put away anything on top of the dryer left over from last week – move that “single lost sock” to the pile of other single-lost-socks on that shelf there.
  5. open the washer – is there stuff in there that I washed days ago that I forgot about, now smelling of mold, that need to be re-washed? Start that load of washing all over again, right now, with bleach.
  6. are we out of laundry soap, or bleach, or dryer sheets? Put them on the grocery list immediately. It would have been nice to know that a week ago.

When you consciously identify all the steps that it takes to actually do the laundry at your house – when you realize those “pre-laundry setup steps” seem to happen almost every week – you actually have a chance of stopping that sudden explosion of irritation and anger that courses thru your body every week at laundry time. These crazy setup steps are just a part of the ACTUAL process you have to follow every week, there’s nothing inherently evil about them. So why get mad? They’re steps you deal with every time. If you think of them as just part of the process, not only will your anger decrease, but your natural joy will increase too. It feels good when one or two of those crazy steps can be skipped (“oh look, nobody left anything in the dryer! All right!!”) it can make the game of laundry actually enjoyable. You might as well have fun with it. I do.

As you consciously identify all the main steps of any process in your life, a light will go on in your head: life is a lot more complex than we give it credit for. It’s complex, but not infinitely so. You can identify all the steps, all the main things that happen repetitively, and figure out good ways of dealing with them. When you get to the point that you’ve basically seen it all and have great ways to deal with every situation, in will occur to you that the whole thing is kind of easy now – like surfing on top of the tall waves, instead of being pummeled by the surf curling way over your head. You’re on top of everything now, even the crazy things that came up. It’s a good feeling.

A Process is the set of steps you follow to achieve a goal one time, including best known methods to deal with all the crazy situations that come up on a regular basis.

You might follow such a process one time, or many times; any time you want to achieve that particular goal.

In reality, most processes include 3-4 times the number of steps than you would expect.

A process can even have if-then decision statements:  “if we’re out of laundry soap, (1) immediately go to the store and buy some; (2) remind the family to tell you we’re low on soap AFTER doing laundry, not when we run out, and put it on the grocery list so I can buy it at my leisure during the week.” A rule like this is a way you can be Proactive instead of Reactive, to save time & money & energy & frustration. So the laundry work will flow more smoothly next time. And, of course, I’m not just talking about laundry.

A process is an ever-changing thing. The steps may not ever be completely finalized. New problems can come up, requiring new steps that must be integrated into the process. It changes over time.

Regarding laundry, one crazy thing that happened to me was the time about 3 years into owning our home that I found a terrible smell coming from the laundry room: it smelled like sewer smell. I knew that if you don’t use a drain for a long time, the trap can dry out, and the sewer smell can enter the house that way. But I couldn’t figure out how that was happening: we run laundry every week, the washing machine sends soapy water down the wall drain every week, there’s no way that drain could possibly have dried out! After wrestling with this for about 2 weeks I finally realized: there’s ANOTHER DRAIN in the floor of the washroom, beneath the dryer! We haven’t spilled anything down that drain for a long time. That drain must have a separate trap that had dried out, and the sewer smell is coming up through that one! I tried pouring a pitcher of water onto the floor, watched it go down that drain, and, much to my surprise – the smell was gone the next day!

Because of this, I had to add another step to a different process – my quarterly house-cleaning process: “pour a pitcher of water on the floor between the washer and dryer”. I know that just sounds crazy. It felt crazy to write that down. It feels crazy every month when I pour water on the floor! But it works, and it is necessary to keep the sewer smell out of our home. We haven’t had any sewer smell now for the past 5 years. It worked. Life is crazy sometimes.

Try to notice things that block you from beginning a process, or moving forward to the next step in the process. Upon noticing one, you can add a step, like a pre-check, to deal with the issue next time around – before it’s a real problem. In the laundry example, running out of soap is a show-stopper before you can even wash one load of clothes. That alone can cause anger and resentment. You don’t need that. You can add a step for the day before laundry day: “verify we have enough laundry soap to do 4 loads of laundry; if not, add it to grocery list, and go to the store today.” This solves the root of the problem, so that you ALWAYS have soap on laundry day.

This follows the old childhood motto: “Fool me once, shame on you. Fool me twice, shame on ME.” That old saying encourages us to put a rule into place after the first time something goes haywire to prevent it from happening again. If it happens a second time, shame on me for not putting a cross-check in place to watch for that problem and address it before it becomes a real issue. Can I address it now, after it happened a second time? If not, it’s going to happen a third time, fourth, fifth, sixth, probably forever. If I care about this, I’ll spend a little time dealing with it now, so I never have to experience it again. Think of the pride and joy you will feel the next time you detect a problem before it happens, and fix it, when it used to haunt you endlessly!

Be nice to your future self! Paying attention and solving repeating problems in your own life before they happen again is one way to achieve that.


A System is different than a Process. A System is a regularly scheduled recurring set of work that you do to achieve an eventual goal.

For example, maybe you have a goal to “buy a single family house in (city) with 3 bedrooms and 2 bathrooms at 70% of the normal retail price.” That is a very aggressive goal, but it can be done. However, it probably won’t happen in a single day. Or a single week or month, for that matter. You’ll have to keep working at it to make it happen. There’s no single process you can follow to achieve this – there’s going to be a lot of trying and failing, followed eventually by success at some unknown point in the future.

You need a System to achieve this.

For example, you could decide your System is:

  1. I will already have my money ready to go, and already have set things up with my lender (if I need a loan) so those are not obstacles later when I need to move fast to purchase the property.
  2. I will find or make a list of specific people who are the most likely to sell their homes at a discount. I will ask fellow real estate investors where I can find or how I can make such a list.
  3. I will call 8-10 different homeowners each week day to see if they will sell me their home at a great price.
  4. I will first learn how to negotiate such deals the right and proper way.
  5. I will understand the legal documents involved, and have them ready to go; using experts such as Real Estate Agents and Lawyers to help me keep everything legal.
  6. I will attend 2+ real estate meetings a month to meet other real estate investors, tell them what I’m looking for, and ask them for leads.
  7. I will subscribe to many property-wholesaler’s mailing lists, and read through every email they send me every day.
  8. I will follow up on every lead, qualifying each one to see if it works for me, asking all the important questions I have prepared.
  9. I will purchase the next property that meets all of my requirements.

Do you see how different this is from a Process?  These are not linear steps. They all need to be done at the same time; intermixed, repeating; continuous day after day, week after week, month after month. You’re committing to do an infinite amount of work, until the job is done. The system becomes a part of your life – from now on – until you decide it is no longer necessary.

Exercise can be handled this same way. Exercise should be a repetitive event that is a life-time commitment. Reserve a time block on your calendar for when you are going to exercise, on the days you choose to exercise. Then, follow through when it’s that time – don’t let things interfere with that scheduled activity as much as you possibly can. Change it up when it makes sense to do so. Don’t be a fanatic, obviously if you’re sick for a week or two you may may need to postpone strenuous exercise. You may need to adjust your exercise for your age, skill level, and limitations. Always use your best judgement.

A System is a set of behaviors you’ve chosen to consistently do again and again until a particular goal is reached.

A System may utilize Processes to do the actual tasks of each piece of work. The system repeats those things over and over as long as needed. Each of the nine bullets above that tells how one might buy a discounted home – each of those things can be a separate Process. But the whole overall plan is a System.

Back to the laundry example: you may actually have a goal that, “all dirty clothing and towels are washed every week, usually on Saturdays”. There is no Process that can implement continuous cleanliness like that.  The Process can only define how to achieve clean clothes one-time-only. The System is the thing that makes sure the Process is followed at the right time, over and over – forever, or until you decide it is complete, or no longer required. Maybe you add a weekly repeating calendar item that alerts your phone when it is Laundry Time. If you are busy Saturday with a 1-off training class, maybe you move it to Sunday.  You need to have a system where you look ahead in your calendar days in advance and move scheduled events to a new time, or modify them temporarily in some way, as needed.

Nothing is fixed in stone. Any of this may need to be modified at times. Maybe you’re going on vacation on Friday; you won’t be home to do any laundry on Saturday. What do you do then? Do you follow your laundry process on Thursday instead? Or wait until you get back? Or both? You can decide that. In this case you’re modifying your System to fit your needs, while the Process is staying the same.

Both Processes and Systems are measurable – you can see their progress, and you can tell when they are “done”.  A Process is “done” when all the steps are completed. A System is “done” when you decide you’ve achieved all that you want, and your time is better spent following a different System now.

The laundry vision may be: clean clothes every week. The System and related Processes are the specific actions you’ve chosen to achieve that vision.

Systems and Processes are Powerful Ways to Achieve your Dreams

People naturally follow Systems that have been set up for them by someone else. You get up every day and go to work, because you’ve been told you have to – you’re following a system to provide some productivity to a company, so they will pay you some money, so you can eat food and pay your bills on time and have a little spending money for fun once in a while (hopefully). Following other people’s Systems is an unconscious part of life today. I’m suggesting you can consciously choose new Systems to follow, to achieve what you really want to achieve in your life, beyond just watching TV every evening until the day you die. Perhaps you feel there is more to life but don’t know how to make it happen. Systems and Processes can help you get there. At least, it seems to be working for me.

Books to read

Nothing I wrote here was invented by me. I just love studying great ideas, and trying them in my life. Some books I read that really helped:

The System is the Secret

How to Fail at Almost Everything and Still Win Big

Who not How


April 28, 2022 / paulio10

The Problem with Money, part 2

In part 1 of this article I talked about how money isn’t energy. When you really think about it, money is literally the opposite of energy. It works completely backwards from how all power in the universe seems to work, including the energy in your own body. I talked about some core principles of how money should work in our society – and realized we can remake money any way we want, to serve society far better than current money systems do today.

But the whole idea seems highly impractical; how could money have an “infinite source,” when “there’s only so much to go around?” Money is a scarce resource, isn’t it?

The truth is, money is a man-made construct. Completely made up. That’s good news – we can completely remake it a different way, if we want to. We can switch the design from scarcity to abundancy. We can change the fundamental way that it works. If we created it, we can change it, right? We can rebuild it, we have the technology. As humanity advances and progresses, so must it’s fundamental life fluid – money – advance and progress, to continue to serve us in the best way possible. It would be really dumb if it didn’t! Our current money systems were designed a long time ago, when there were no “virtual currencies” – no computers, no Internet, and it seems, little imagination. But all money is virtual now, and will be in the future. We might as well make it work right for modern times.

Better Money Examples In Use Today

You can’t just suddenly replace one money with another one; that would never work. Too big a change, too big an “ask”, as they say in business.

Are there any things in our society today that work better than money, a kind of currency in some form?

How about game money – the money that’s embedded in the games we all play. Look at the GTA series of games. Look at Fallout’s bottle caps, Super Mario’s coins, Sonic’s rings, etc.  All of these money systems have some things in common, that make them work really well – better than real money:

  • infinite source – when you buy the game, it never says “sorry, too many other people are playing this game, there isn’t enough money; try again later.”  What?? That never happens. Your copy of the game always has enough money for you, it never runs out.  Isn’t that interesting.
  • balanced reward system – if you perform a task to make money, you get a reasonable amount of money for right action. You get no money, or lose money, for wrong action. The game creators “balanced” the system by testing it and tweaking it, to get it just right, so that it would work properly in line with the story, and be fun to play. Nobody wants a game money system that doesn’t progress the story, or is not any fun.
  • simplicity – You get some money for right action. Not more. Not less. There is no inflation, deflation, city/state/local/federal taxes, surcharges, processing fees, monthly account servicing fees. You get the money because you did the thing. You lose some money because you spent it on a thing. Boom. Simple.
  • timely money – it doesn’t take 30-60-90 days to be paid for your services; 3 days for an ACH transfer to go thru; multiple attempts to send the same wire-transfer, over and over, with nobody communicating when or why it failed each time and a risk of the money disappearing into the ether due to mistrained bankers filling out complex online forms incorrectly. (Can you tell I have gone through painful personal experiences with this one? Let me not get distracted though.) That’s way too complex and just not any fun.

So it turns out, in-game money works way better than “real” money does today, in many ways. Imagine that.

It’s no wonder that so many young people would rather “disappear” into their favorite games, rather than face the real world with it’s outdated and broken money system. I don’t blame them one bit.

Social Media Upvotes, Hearts, Likes, +1’s, Thumbs-Up/Down’s – more examples of powerful reward systems that work way better than real money does, today.

When was the last time you clicked thumbs-up on somebody’s post but the site said, “I’m sorry, you’ve used up all your thumbs-up’s for today, come back tomorrow.” What?? That never happens! Because there is an infinite supply of them. They’re created out of thin air when you click the button. It’s interesting that you don’t have a pool of them, but you can give them – as many as you want, to whomever you want. No matter how many you give out, you never run out. There’s always more where those came from. Infinite source.

Voting systems are another form of value, power, control, voice, that you have. You can vote for the various people in charge of things in your society, and for proposed changes to the laws, on rare occasions when it is voting time. You don’t “have” a vote, it’s not a tangible thing – but you can vote, and that vote is properly counted and rolled up, aggregated together with all the other votes, to make a decision of some sort in our society. Your vote is a kind of slow-moving virtual currency.

Cryptocurrency is another fascinating mechanism to study from afar. Yes, there are serious issues with it today; it’s still in it’s infancy. Kindergarten time. But when you really think about it, cryptocurrency has many of the fundamental principles that we want in a new money system:

Cryptocurrency supports the principle of infinite source – how are new cryptocurrencies created? They have to get money out into people’s hands somehow in the beginning. It’s called an airdrop. They literally create the units of currency out of thin air, and hand them to people who show an early interest in that currency.  Then, more people can transfer other currencies in to the system to purchase more of the new currency. You can buy bitcoins, ETH, SOL, DOT, Wei, Satoshis, and so on with your US dollars / Canadian dollars / euros / pounds / etc.

Because Cryptocurrency is so flexible – it’s just software designed and written by human beings – we can obviously create a cryptocurrency that meets all of the core principles we want in a new money. Let’s keep this idea in mind for later.


New Currency Principles – Benefit to Humanity and Nature (BHN)

Imagine if society worked in the best way possible, work that helps humanity and nature was rewarded properly, and work that harms humanity and nature was automatically discouraged, by the money system itself? This would be much better than the back-asswords money we have today where wrong action is rewarded and right action drains all of your money, leaving you with nothing (see my first article).

Any new money system needs to work completely differently than money does today.  Here are some of the things we need money to do for us:

  • automatic base salary refreshed nightly – just like the energy in your body is refreshed over night when you sleep.
  • your money should increase with right action, when acting in service to others and yourself. Sharing and Selfless Action should be rewarded.
  • your money should shrink with wrong action, when creating harm for others or yourself. Selfishness and greed should be discouraged.
  • win-win transactions when exchanging things between people: the goal is to make things better for both parties.  Notice that I didn’t say, “be exactly equal between both parties”, because equalness is not the goal: benefit to everyone is the goal. Trying to make everything exactly equal is childish and immature.
  • your account never goes to zero – just like the energy in your body never reaches zero.
  • measuring the value of good work done or damage from bad work done, in a fair and balanced way – by implementing a voting system that lets non-involved people vote on every exchange or service performed, to provide the right amounts of value to those involved in the transaction or service. The resulting values will be added to the accounts of those involved.
  • Net positive rewards – The values added to people’s accounts does NOT subtract from other people’s accounts, does not impact the accounts of those doing the voting.
  • Asymmetric money transfer – if I do a good deed, I should get money for that, and nobody should have to LOSE an equivalent amount of money. Nobody loses, but I gain. The real world is not net-zero, so money must not be that way. Because good work was done, money was awarded from the infinite source.

Examples –

You pick up some trash in the grocery store parking lot, because you have 10 minutes before you have to start cooking dinner at home, and there’s a lot of trash here, and people are just walking by it ignoring it, but it looks ugly to everyone. Three people see you picking up trash, take pictures of you, and upload them to a common web site.  When you’re done, you put your grocery-bag full of trash on the ground and take a picture of it, and upload it to the common web site.  Because the web site sees your geolocation and theirs, and the time and date stamp of the photo, it associates them all together into an “event” which is then voted on by anyone who was not involved in this happening. People from all over the world who have never seen you before can see what you did and rate how much value you added to society for picking up this trash. Maybe you get 10 points. Or 50. Different people will rate it differently. The high and low values are tossed out, and the average of the remaining values is the amount of money you instantly get deposited into your account, for the service you provided.  That money came out of nobody’s pocket. It came from the infinite source.

Help someone change their car tire on the side of the road, get some money-points.

Play a musical instrument or sing a song for some construction workers who are working hard in the sun, get some money-points.

Solve a complicated problem for a business you’re not directly involved in, because you figured out something they hadn’t thought of yet, because you see it from a different perspective – get some money-points.

Create a beautiful work of art, a painting or a sculpture, and place it in the front yard of your house for passers-by to enjoy – get some money-points.

Take care of a stray kitten, which requires shots and food and litter boxes and effort and love – get some money-points.

Your service did not subtract from anyone, so the money you’re granted does not subtract from anyone.  Simple.

Creating a New Money System

I hereby propose a new cryptocurrency I call BHNCoin, which works based on the BHN principles outlined above – Benefit to Humanity and Nature.

BHNCoin can be implemented with a new type of cryptocurrency. Look how easy this is:

  • automatic base salary refreshed nightly – airdrop coin to every participant nightly, based on metrics driven by their running-average behavior over the past day, week, or month. Enough to cover their basic necessities: food, clothing, shelter, internet, healthcare.
  • money should increase with right action – that airdrop increases slightly with right action, as defined by BHN voting in the recent past.
  • money should shrink with wrong action – that airdrop decreases slightly with wrong action, as defined by BHN voting in the recent past.
  • win-win transactions – everyone’s goal in buying/selling/exchanging is to make sure that both parties benefit. You’re no longer trying to “get as much as you can” from the other person. You don’t have to increase your net worth, build wealth, build an empire, now. That’s in the past. That’s all over now. Because there’s no scarcity now. You won’t starve tomorrow if you give extra value to others today. In fact, you will probably be rewarded for it. I know that older generations will struggle with this, as scarcity has been forced upon them for so many years by our society; but the younger ones will understand this and embrace it immediately.
  • your account never goes to zero – airdrop system makes sure your account never reaches absolute zero, transfers a small amount of cash to you if it’s getting low.
  • measuring the value of good work done or damage from bad work done – secure web-based voting system by a set of people who weren’t involved in the actual transaction/event that happened
  • Net positive rewards – voting that someone should receive money triggers the airdrop system to grant them money, without having to transfer it from anyone else.
  • Asymmetric money transfer – when purchasing or exchanging items with someone else, you don’t have to “get full value” for your trade – as long as the exchange helps them and you, go for it. Extra bicycle in your garage you’re not using? Know someone who needs a bicycle? Do you really have to demand they pay you its full value? Or can you just give it to them because it’s what they need, and you are rewarded with free space in your garage now? BHNCoin doesn’t need to do anything special to make this happen.

Closed versus Open Money System

At a fundamental level, the new money system will be based on openness, not closedness like our current money systems.

An open money system has a source and a drain, as do all energy systems, including electronics. In electronics, the drain is referred to as Ground or Earth.

In BHNCoin, “Source” is the airdrop system which creates BNHCoin out of thin air to reward right action. “Drain” is the fact that when you buy something, not all that money goes directly to the person you’re buying it from, some of it disappears. The amount going to the person you’re purchasing an item from will be given to them as a function of the good work they’re doing, which may not exactly match the amount of money you’re spending. It doesn’t have to match up – remember the “asymmetric money transfer” principle.

All money thus has a source, and a drain. It comes, and it goes. It is created, and destroyed. Dynamically. As needed. This means a society can grow to any population size, doing any great amounts of work – the money system expands to fit the need. If society shrinks down, the money system shrinks with it, appropriately. Up and down. No more inflation, deflation, markups by middlemen, and many other outdated behaviors of our current age-old money system.

Investing and Passive Income

Accumulating wealth will be a thing of the past. It’s not possible in the new system. But what about investing and retirement? Isn’t there some kind of passive-income like system to help people live in retirement?

With a new money system, passive income comes from training others to be successful, to learn what you learned in your life, to become good at what you became good at. When you teach someone else a skill that you have, and they run with it – become successful in the world – then you will receive a fraction of the proceeds that they generate.

As a person receives money for their service and work, a percentage of that (5-10%?) is additionally generated, and sent to their teacher. Their instructor. Their guru. Their college professor. Their parents who raised them. Note, however: the person performing the work doesn’t receive any less, because of this. The portion going to their mentors is extra. Separate from, in addition to, the money the primary participant generated. This extra amount is provided by the infinite source.

If a person does good work, as voted on by their peers, it doesn’t matter if they figured out how to do that work on their own or were taught how to do it by others.  Therefore, the amount of money they’re paid should not be lower, just because they learned from a teacher! The teacher gets paid independently from the work that was done. Teaching is a separate kind of service that was provided to society – a service that pays a dividend indefinitely.

As people begin to age, maybe in their 50s and 60s, as they perform less direct work themselves due to old age, they pass on their knowledge and abilities to others – and receive passive income rewards for doing so. This passive income continues for the rest of their lives – as their mentees do great work in the world.  And if their mentees themselves train other people?  Well, what’s a fraction of a fraction?  What’s 10% of 10%?  The system tracks this passive income 2 or 3 levels deep.

This passive income continues with no reduction in value for the remainder of the teacher’s natural life.

Voting Systems Web Site

A powerful secure web site needs to be created that will handle the collective photos, videos, writeups that are gathered for reach event, for people to vote on, so the BHNCoin system can produce the reward to those directly involved in each event. It will need to be a distributed system with a powerful database storage system. Interestingly enough, the design of the database is not very complicated. It just needs a 5-dimensional geolocation indexing component to it, which a number of database systems support today. The 5 dimensions are:  planet/space-station, 3-dimensional coordinates relative to that body (i.e. latitude, longitude, altitude), and time (date and hour/minute/second UTC). All things “close by” in those 5 dimensions are grouped together to be considered a single event, for voting to occur with. Those doing the voting will be able to review all the pictures, videos, and writeups that were posted to the system related to that single event. Natural language translation will be a necessary component of this system.

Haves & Needs Web Site

Perhaps a powerful web site can be created to track when people have that they don’t want, and what people need that they don’t have.

A trading and exchange site.  It doesn’t even have to involve money, just items and services that people wish to exchange in some fashion.

If you have an old lawn mower that broke, and you just want to buy a new one, but you feel bad throwing it away – donate it to someone who is looking for a lawn mower and knows how to repair them.  Why not?  Repair, Reuse, Recycle, don’t just send it to the landfill.  It might be just the fun weekend project the other person was looking for.  Especially when they can receive BHNCoin for repairing it and making it useful in the world once again. They can write about it and take pictures, others will vote on it, and boom – slightly more money for them.


The real goal here is to improve life and happiness and health of all people, and all of nature on Earth.

We can literally implement this today.  We have the technology. We have the knowledge. We even have the impetus to do it, to replace a failing money system.

But it doesn’t have to be implemented the way I described. It could be done many different ways.

The important thing are the principles: what is fundamentally important to us about how we want to relate to each other in society in the future? How should a new money system function in the future to support those principles? What is the MVP (Minimum Viable Product) we can produce that will achieve these goals?

How can we test it? How do you expand it? What are its limitations? As problems and obstacles occur, we must overcome them.

It’s worth pursuing. Let’s do it.


There are many other benefits! Let’s look at them in Part 3.